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Posted By
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June 8, 2008, 3:46 pm
Flag as Inappropriate DianaR
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Subject
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Companies find a way to cop out.....
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I have friends working for companies who offer medical savings accounts instead of insurance, but telling employees is will take the place of insurance.
Does anyone realize that you become uninsured if you only have the medical savings account?
Why are people buying in and not thinking about that fact?
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Comments
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June 8, 2008, 9:55 pm
Flag as Inappropriate skatss says...
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I actually am part of another forum where one man, who has that kind of account, was saying that he feels secure that he will be fine if he needs to be treated for any disease. He boasted that he has 5 thousand dollars in his account!
I tried to let him know that five thousand is nothing when it comes to medical costs. My sister just took another PET scan to see if her cancer has spread or got a bit better, and it cost her yet another 600 dollars as a co payment. The test costs 3000 dollars! One test costs 3000! And this is the second test she has taken this year.
He refused to believe it.
Medical costs can and will bankrupt many Americans each year. We all need health insurance and I think the government should make sure we all have it.
But that is another subject for a discussion.
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June 9, 2008, 7:24 am
Flag as Inappropriate Rose says...
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Maybe the government or the providers are running away from the issue because it's so expensive, so they are letting people take it on themselves, which is not right, because when you need it most, the funds saved will be depleted quickly.
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June 10, 2008, 8:20 am
Flag as Inappropriate cntrybumpkin82 says...
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The savings funds would be a nice back up - something to have to help pay the cost of copays, and tests or procedures that are not covered by a person primary insurance, but to have this instead of an insurance is nuts.
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June 10, 2008, 11:34 am
Flag as Inappropriate DianaR says...
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Ithink the medical savings is great as long as it is a back up...and is your account and not one set up through the employer.
If the account is set up by the employer, and you are contributing even a portion of your pay to it, you are not only giving money right back to your employer, but your employer keeps the interest earned if you don't use the money within a year if it is a "use or lose" plan!
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June 29, 2008, 8:00 am
Flag as Inappropriate guru says...
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There are lots of companies which cop for your insurance .You should always select the correct one.
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