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Cary Byrd (owner)
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Last updated 8/17/11
Money-Saving Tips 101
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Cary Byrd:
BenefitsCheckUp.org
BenefitsCheckUp helps you find benefit programs that can help pay for medications, health care, food, utilities and more. All from a reliable and trusted source.
5/11/12
Cary Byrd:
Money and the Bible | Recession-proof Christian Life
Money is to be regarded as a gift from God to be used to the glory of the giver, God. We worship the giver and not the gift. We cannot therefore spend as we wish even if we can afford it knowing that we will give an account someday to the giver, God
1/30/12
Cary Byrd: The latest version of Wal-Mart's FREE app helps you save more time and money by packing in a number of new features, including a smart shopping list tool that allows people to speak their shopping list into their phone to create a list. Users can also cr... moreThe latest version of Wal-Mart's FREE app helps you save more time and money by packing in a number of new features, including a smart shopping list tool that allows people to speak their shopping list into their phone to create a list. Users can also create a list by scanning a barcode or typing in products. The shopping list, which can be shared by email, can be paired with a new budgeting tool that pulls up real-time prices for products, so consumers can calculate their bill ahead of time. And they can grab manufacturer coupons for the items on their list or find other coupons for products at Walmart. Users will need to print out the coupons from an email. Click on the link below to download Wal-Mart's FREE app today. less
App Store - Walmart
Read reviews, get customer ratings, see screenshots, and learn more about Walmart on the App Store. Download Walmart and enjoy it on your iPhone, iPad, and iPod touch.
11/10/11
Cary Byrd:
13 ways to save money on prescription drugs Pictures - CBS News
View 13 ways to save money on prescription drugs photos in CBS News' 13 ways to save money on prescription drugs photo gallery
11/8/11
Cary Byrd: Marc’s, an Ohio-based retail pharmacy has recently dropped prices for 27 of their generic drugs to a record breaking low of $1.98 for 30-day supplies. Click on the link for more info . . .
Marc's offers generic prescription drugs for $1.98 | cleveland.com
In the latest round of how-low-can-you-go-pricing, Marc's $1.98 for a 30-day supply of generics is a penny less than Discount Drug Mart's $1.99 drug program.
11/2/11
Cary Byrd: Free Drug Card. Download your card and receive savings of up to 75 percent at more than 54,000 national and regional pharmacies. The nonprofit Free Drug Card program is open to all and works like a prescription drug coupon; simply print a card and take it... moreFree Drug Card. Download your card and receive savings of up to 75 percent at more than 54,000 national and regional pharmacies. The nonprofit Free Drug Card program is open to all and works like a prescription drug coupon; simply print a card and take it to a participating pharmacy to lower your drug costs. The Free Drug Card program was created to help uninsured and underinsured Americans find the best pharmacy discounts on prescription medications.
Welcome to FreeDrugCard.us
This free drug card is open to everyone and offers prescription savings of up to 75% at pharmacies across the country.
10/4/11
Cary Byrd: PS Card. The mission of PS Card is to allow individuals with no prescription drug insurance to enjoy pricing discounts usually available only to members of benefit networks. Discounts are up to 50 percent off the cash price for virtually all generic and b... morePS Card. The mission of PS Card is to allow individuals with no prescription drug insurance to enjoy pricing discounts usually available only to members of benefit networks. Discounts are up to 50 percent off the cash price for virtually all generic and brand- name prescription drugs at over 56,000 participating pharmacies nationwide. PS Card does not supply free medications. The PS Card is free and requires no membership. All individuals are eligible, regardless of employment, income, age, gender, or citizenship. PS Card negotiates volume cash discounts with pharmacies and receives a referral fee when cardholders use their cards. To find out how much your drug regimen will cost using PS Card, search their drug database using the link below. less
Prescription Card | PS Card Save Up To 50% On Your Next Prescription
PSCard is a free Prescription Savings Card that helps those without drug coverage to save on prescriptions.
9/26/11
Cary Byrd: FamilyWize Prescription Drug Discount Card. The free FamilyWize Prescription Drug Discount Card enables you to receive immediate discounts on prescription drugs at participating pharmacies. Cardholders can save an average of 20 percent off the pharmacy’s ... moreFamilyWize Prescription Drug Discount Card. The free FamilyWize Prescription Drug Discount Card enables you to receive immediate discounts on prescription drugs at participating pharmacies. Cardholders can save an average of 20 percent off the pharmacy’s usual and customary retail price of prescription drugs, with the highest savings on generic drugs. More than 25,000 community and faith-based organizations, county agencies, doctors, pharmacies, companies, and individuals across the country are distributing FamilyWize prescription drug discount cards in their communities, reducing the cost of medicine for people in one out of every four counties in the United States. More than 625 participating United Way agencies, America’s Promise Alliance Partners, and individual counties in all 50 states have volunteered to coordinate these distribution efforts. Click on the link below for more info. less
familywize.org
free prescription discount drug card
9/22/11
Cary Byrd: NACo Prescription Drug Discount Card. Nearly two- thirds of the nation’s approximately 3,000 counties are members of the National Association of Counties (NACo). If you live in one of these counties, you are eligible for this free program. The NACo Prescr... moreNACo Prescription Drug Discount Card. Nearly two- thirds of the nation’s approximately 3,000 counties are members of the National Association of Counties (NACo). If you live in one of these counties, you are eligible for this free program. The NACo Prescription Drug Discount Card provides an average discount of 20 percent on most prescription medications. More than 57,000 retail pharmacies honor the card. Neither NACo nor participating counties receive revenue from the program, which is administered by Caremark. Click on the link below for more information. less
NACo Prescription Discount Card Program
NACo Prescription Discount Card Program
9/19/11
Cary Byrd: Merck’s Patient Assistance Programs. If you have no prescription drug coverage and cannot afford your medicines, you may be eligible for free Merck medicines through the Merck Patient Asistance Program . Enrolling in the program is free. There are no inc... moreMerck’s Patient Assistance Programs. If you have no prescription drug coverage and cannot afford your medicines, you may be eligible for free Merck medicines through the Merck Patient Asistance Program . Enrolling in the program is free. There are no income or age requirements but you must be a legal U.S. resident to be eligible. Click on the link below or call 1-800-727-5400.
Merck Programs to Help Those in Need
Merck Programs to Help Those in Need
9/15/11
Cary Byrd: eDrugSearch Tip - Pfizer’s “Pfizer Pfriends” Discount Card. This program helps those without prescription insurance save 15 to 50 percent on most Pfizer medicines. Enrolling in the program is free. Eligibility and benefit levels will be determined by the ... moreeDrugSearch Tip - Pfizer’s “Pfizer Pfriends” Discount Card. This program helps those without prescription insurance save 15 to 50 percent on most Pfizer medicines. Enrolling in the program is free. Eligibility and benefit levels will be determined by the applicant’s income, depending on individual or family status. You must be a legal U.S. resident to participate. Call 1-866-706-2400 or click on the link below.
Pfizer Pfriends Discount
With Pfizer Pfriends, you can save money on most branded Pfizer medicines.
9/12/11
Cary Byrd: Together Rx Access. The Together Rx Access Card was created by the pharmaceutical industry to help consumers save on prescription drugs at their neighborhood pharmacies. This drug discount card is sponsored by 10 major pharmaceutical companies— Abbott Lab... moreTogether Rx Access. The Together Rx Access Card was created by the pharmaceutical industry to help consumers save on prescription drugs at their neighborhood pharmacies. This drug discount card is sponsored by 10 major pharmaceutical companies— Abbott Laboratories, AstraZeneca, Bristol Meyers Squibb, Glaxo Smith Kline, Johnson & Johnson, Novartis, Pfizer, Sanofi Aventis, Takeda and TAP Pharmaceuticals. The card is free and offers a 25 to 40% discount on over 300 brand-name and generic prescription drugs as well as other prescription products, such as glucose test strips. Click on the link below to see if you are eligible. less
Prescription Savings Program - Together Rx Access
Prescription assistance resources may be available to help you and your family access the medicines you need to stay healthy and to manage chronic conditions...
9/10/11
Cary Byrd: Drug discount cards offer valuable discounts on medicine—if you’re careful to select the right program for you. Some cards are only valid for those without insurance, while others have income or other eligibility requirements. Still others are scams—charg... moreDrug discount cards offer valuable discounts on medicine—if you’re careful to select the right program for you. Some cards are only valid for those without insurance, while others have income or other eligibility requirements. Still others are scams—charging high membership fees while providing little in the way of discounts. Drug discount cards are offered by state and county governments, membership associations, non- profit organizations and for-profit businesses.
9/8/11
Cary Byrd: eDrugSearch Tip - VERY IMPORTANT - Never use a drug until after it has been on the market for at least 7 years. Almost all n ew drugs are tested in a relatively small number of people before being released, and serious life-threatening drug interactions ... moreeDrugSearch Tip - VERY IMPORTANT - Never use a drug until after it has been on the market for at least 7 years. Almost all n ew drugs are tested in a relatively small number of people before being released, and serious life-threatening drug interactions or adverse effects may not be detected until the new drug has been taken by hundreds of thousands of people. A number of new drugs have been withdrawn from the market within their first seven years after their release. Also, warnings about serious new adverse effects and reactions have been added to the labeling of a number of drugs, usually within the first seven years after a drug’s release. less
9/7/11
JesTina Weiss likes this.
JesTina Weiss Good to know!
9/7/11
Cary Byrd: eDrugSearch Tip - Split your pills. Ask your doctor if he or she can prescribe medications to you in double the dosage you need. Drugs that are double the dose are often less than double the price—so splitting pills can lead to big savings for those ta... moreeDrugSearch Tip - Split your pills. Ask your doctor if he or she can prescribe medications to you in double the dosage you need. Drugs that are double the dose are often less than double the price—so splitting pills can lead to big savings for those taking expensive drugs. Pill splitting doesn’t work with all meds, so ask you doctor first. And always use a pill-splitting device; don’t try to do it by hand. *You can get an Apex Ultra Pill Splitter (pictured) for $3.98 at Wal-Mart.
9/5/11
JesTina Weiss likes this.
Cary Byrd: When the new credit card rules went into effect in Feb 2010 it was suppose to prohibit many banks from practicing many common rip-offs - however this has not stopped the banks from creating new "loop-hole" gouge fees. Having said that many peopl... moreWhen the new credit card rules went into effect in Feb 2010 it was suppose to prohibit many banks from practicing many common rip-offs - however this has not stopped the banks from creating new "loop-hole" gouge fees. Having said that many people are looking for new credit card with benefits. Fortunately, one brokerage house has stepped up to offer the best credit card deal I've found in America by Fidelity Investments. Their Fidelity Retirement Rewards American Express Card takes 2% cash back and deposits it directly into your IRA, 529 college savings plan, or Fidelity brokerage account. This is NOT 2% when you charge $300 or more every Friday night between 8-7 pm . . . THIS IS FOR EVERY SINGLE CHARGE YOU MAKE !!! No games, no gimmicks, no annual fees, and no limits on what you can earn. Click on the link below to join . . . you'll be so happy you did! less
Get 2% Cash-Back with No Strings Attached!
Fidelity Investments offers a no gimmicks, no annual fees, and no limits on what you can earn! Click on the link above to apply today.
9/2/11
Cary Byrd: eDrugSearch Tip - Make lifestyle changes where you can. Believe it or not, you don’t need a pill for every ill. A whole range of health conditions, such as high cholesterol and acid reflux, can often be managed through diet and exercise. Be sure to ask... moreeDrugSearch Tip - Make lifestyle changes where you can. Believe it or not, you don’t need a pill for every ill. A whole range of health conditions, such as high cholesterol and acid reflux, can often be managed through diet and exercise. Be sure to ask your doctor if there are lifestyle changes that might reduce or eliminate the need for drugs you’re taking. And don’t stop there. Because physicians aren’t always the most knowledgeable experts on nutrition and its benefits, you should do you own research, too. Harvard University’s Nutrition Source is one Web site we encourage you to check out. less
The Nutrition Source - Harvard School of Public Health
The Nutrition Source from Harvard School of Public Health is a nutrition web site designed to get you started down the path toward a healthy diet.
9/1/11
Cary Byrd: eDrugSearch Tip - Take care of your medications. How you store your drugs can make a big difference is how long they last and/or how effective they are. You shouldn’t keep your drugs near heat or moisture, for example. If you take drugs that have lost th... moreeDrugSearch Tip - Take care of your medications. How you store your drugs can make a big difference is how long they last and/or how effective they are. You shouldn’t keep your drugs near heat or moisture, for example. If you take drugs that have lost their potency, you’ll have to end up taking them longer – which will cost you more. This is particularly important if you are buying your drugs in 90-day supplies. Ask your doctor the best way to preserve your meds.
8/30/11
Cary Byrd: eDrugSearch Tip - Ask for a 90 day supply. For drugs you’re taking on an ongoing basis, you can often save money and cut down on doctor’s visits by requesting a 90-day supply. Unfortunately, many insurance plans don’t allow doctors to prescribe more than... moreeDrugSearch Tip - Ask for a 90 day supply. For drugs you’re taking on an ongoing basis, you can often save money and cut down on doctor’s visits by requesting a 90-day supply. Unfortunately, many insurance plans don’t allow doctors to prescribe more than a 30-day supply, so ask your insurer. But if you’re uninsured, 90-day supplies can be a money saver. Wal-Mart, for example, recently began selling 90-day supplies of more than 350 generic drugs for just $10.
8/29/11
JesTina Weiss likes this.
Cynthia Eliav I use Walmart for most of my prescriptions. The $4 and $10 have really helped my budget.
8/29/11
Cary ByrdYes, they are helpful for many & there are quite of few retailers that now offer certain generic drugs for about $4 for a 30-day supply or $10 to $12 for a 90-day supply. Example: Wal-Mart, Target, Kmart, Kroger, Wegmans, Publix & Safeway. These drug pric... moreYes, they are helpful for many & there are quite of few retailers that now offer certain generic drugs for about $4 for a 30-day supply or $10 to $12 for a 90-day supply. Example: Wal-Mart, Target, Kmart, Kroger, Wegmans, Publix & Safeway. These drug prices are lower than those at most other U.S. pharmacies, & sometimes even lower than co-pays required by some pharmacy benefit plans. However, there are many generics not covered in these programs & the drug selection can be limited for some.
8/29/11 - 1 likes this
JesTina Weiss Just was thinking Publix gives some 90 day metformin scrips. free. You just need to call to see if you qulify.
Cary Byrd: You don't have to spend hundreds of dollars for a good pair of eyeglasses. I found out at ZeniOptical.com they offer prescription eyeglasses starting at $7 per pair and shipping costs just $5!!! We've used them multiple times and never had a problem . .... moreYou don't have to spend hundreds of dollars for a good pair of eyeglasses. I found out at ZeniOptical.com they offer prescription eyeglasses starting at $7 per pair and shipping costs just $5!!! We've used them multiple times and never had a problem . . . you can even just opt to buy the frame at half-off Zenni's already low prices! ***Be sure to get your vision checked by an eye doctor to determine your prescription - you'll also want to find out your "pupillary distance" or PD which is the space between the center of your pupils , expressed in millimeters. Because certain frames will NOT work with certain PD's because the center of the lenses will either be to narrow or wide . . . find a fit that's just right for you! less
Cary Byrd: eDrugSearch Tip - Try over-the-counter medications first. Because of all the TV advertising for prescription drugs today, many of us immediately ask for a prescription when we have seasonal allergies, minor heartburn or occasional insomnia. Our mentali... moreeDrugSearch Tip - Try over-the-counter medications first. Because of all the TV advertising for prescription drugs today, many of us immediately ask for a prescription when we have seasonal allergies, minor heartburn or occasional insomnia. Our mentality is that prescription drugs must be stronger than over-the-counter remedies -- and of course, we all want the strongest medicine for our condition. The truth is, in many cases over-the-counter medications work just as well – and don’t require paying for a high-priced prescription drug and doctor’s visit. less
8/27/11
Cary Byrd: eDrugSearch Daily Tip: Ask for generics whenever possible. Whenever your doctor fills out a prescription for you, ask if the drug is generic. If it’s not, ask if there’s a generic version of the drug, or a generic version of a similar drug, that you can t... moreeDrugSearch Daily Tip: Ask for generics whenever possible. Whenever your doctor fills out a prescription for you, ask if the drug is generic. If it’s not, ask if there’s a generic version of the drug, or a generic version of a similar drug, that you can take instead.
Cary Byrd: eDrugSearch Daily Tip: Ask for samples at every visit. Whenever you visit the doctor, don’t be shy about asking for free samples of the drugs you’re currently taking. Most doctors don’t mind helping you out—particularly if you’ve been candid with them a... moreeDrugSearch Daily Tip: Ask for samples at every visit. Whenever you visit the doctor, don’t be shy about asking for free samples of the drugs you’re currently taking. Most doctors don’t mind helping you out—particularly if you’ve been candid with them about your financial situation.
8/23/11
eDS Admin: There are over 40 States that offer residents prescription drug programs for FREE or at a savings, based on subsidies or discounts. Click on the link below to check your state . . . hope this helps!
Rolf AndersonHello to all my friends here; God Bless all of you and your activities!
Cynthia EliavHello to all the new members!!
James Faulkner
JesTina WeissNight has come once again, and I need to rest my weary head, I say God bless and wish you only the best, and may you wake with a heart that is light and a head that is clear, Nite nite my friends, I love you all, Jes
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By Cary Byrd 8/17/11
BenefitsCheckUp.org
BenefitsCheckUp helps you find benefit programs that can help pay for medications, health care, food, utilities and more. All from a reliable and trusted source.
Posted by Cary Byrd 5/11/12
BenefitsCheckUp.org
BenefitsCheckUp helps you find benefit programs that can help pay for medications, health care, food, utilities and more. All from a reliable and trusted source.
Posted by eDS Admin 5/11/12
Money and the Bible | Recession-proof Christian Life
Money is to be regarded as a gift from God to be used to the glory of the giver, God. We worship the giver and not the gift. We cannot therefore spend as we wish even if we can afford it knowing that we will give an account someday to the giver, God
Posted by Cary Byrd 1/30/12
App Store - Walmart
Read reviews, get customer ratings, see screenshots, and learn more about Walmart on the App Store. Download Walmart and enjoy it on your iPhone, iPad, and iPod touch.
Posted by Cary Byrd 11/10/11
13 ways to save money on prescription drugs Pictures - CBS News
View 13 ways to save money on prescription drugs photos in CBS News' 13 ways to save money on prescription drugs photo gallery
Posted by Cary Byrd 11/8/11
Marc's offers generic prescription drugs for $1.98 | cleveland.com
In the latest round of how-low-can-you-go-pricing, Marc's $1.98 for a 30-day supply of generics is a penny less than Discount Drug Mart's $1.99 drug program.
Posted by Cary Byrd 11/2/11
Welcome to FreeDrugCard.us
This free drug card is open to everyone and offers prescription savings of up to 75% at pharmacies across the country.
Posted by Cary Byrd 10/4/11
Prescription Card | PS Card Save Up To 50% On Your Next Prescription
PSCard is a free Prescription Savings Card that helps those without drug coverage to save on prescriptions.