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Posted By
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May 23, 2008, 8:06 pm
Flag as Inappropriate fredkin
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Subject
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Smokers
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I have seen that with our insurance they are starting to dock smokers that refuse to quit, making them pay more for the insurance. Is this going on all over the world or just in the states?
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Comments
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May 24, 2008, 8:13 am
Flag as Inappropriate skatss says...
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Everyone knows that it is terribly difficult to quit smoking. That's why there are so many products out to try and help, why there are so many hypnotists that try and work on the brain to help people quit smoking. Yet, even with so much help, some people find stopping smoking to be the hardest thing they have ever tried to do in their life!
I think if the person shows that they are trying, if they list the patches they have used, the lozenges they have tried, the self help ways they have used to try and stop smoking, then they should not be penalized at all for smoking.
Smokers know that with every cigarette they are getting closer to deadly diseases. When even the fear of death and cancer and all the lung diseases can't help a person stop smoking, it shouldn't be taken for grated that they smoke just because they feel like smoking.
The insurance companies should pay for all the products to help them stop smoking. Getting the people who smoke to stop, getting them help, will work to bring down costs much better than making smokers pay for their bad habit.
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May 24, 2008, 2:04 pm
Flag as Inappropriate alexis3 says...
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Our insurance changed over to this on Jan 1st which is a day after we both quit. I did have a slip up but I was also attending a funerl and for a couple of days it was bad, real bad. I did the patch for almost two weeks and it was evil, those dreams make sleep a true nightmare for me. I did the lozenges as well which helped a ton more. I know how hard it is to quit, but I did and I dont knock anyone for slipping either.
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May 24, 2008, 5:17 pm
Flag as Inappropriate Dogget says...
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Yes I can see that this is fair. Everyone else should not be forced to pay for treatment for diseases caused by a choice that you make, and smoking is after all a choice.
I quit ten years ago, I know it's not easy, but it's still a choice.
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May 24, 2008, 11:04 pm
Flag as Inappropriate Mesha says...
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I have never been a smoker so I don't know how easy or how hard it is to get over, but i believe it is a good idea to charge the people who smoke an increase in their pemiums, that should be some motivation.
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May 28, 2008, 1:38 pm
Flag as Inappropriate anniefromcalif says...
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Ok, I am going to get alittle defensive here. I am a smoker, proud of it, no, but not ashamed of it either. All I am going to say is that if the medical field is going to raise the rates for smokers, then they need to raise the rates on everyone with every kind of ailment, disease or addiction, that doesn't follow the doctors orders...please, enough is enough. It's a lame ass excuse and truth be told, most of the smokers I see are the doctors themselves.
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June 1, 2008, 7:44 pm
Flag as Inappropriate pheinbaugh2 says...
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I think everywhere but it depends on the insurer.
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June 29, 2008, 8:08 am
Flag as Inappropriate guru says...
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Smoking is very injurious to health. Smokers suffer from many seviour diseases so smoker's should plan insurances.
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July 14, 2008, 11:43 am
Flag as Inappropriate pheinbaugh2 says...
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It makes sense. I was a smoker until i started our family. And I did get sick more often and longer. It just really is bad for you. it makes sense to me.
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